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Opening door with house keys.
December 4th, 2018Requirements

Can I Get a VA Loan If I’m Self Employed?

Do you own a business and want to buy your own house? Wondering if you can get a VA loan if you’re self-employed?

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By Jimmy Vercellino
Credit score result flashed in mobile phone.
October 30th, 2018Finances

How Long Does It Take to Raise Your Credit Scores?

Having good credit is important for many reasons. Unlike in the past when credit scores were only used to determine approval for loans, today they’re used for many other things.

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By Jimmy Vercellino
Corporate dispute concept.
September 3rd, 2018Finances

How to Dispute Credit Report Errors Systematically

Did you know that your credit report could have mistakes that even you’re not aware of? According to a Federal Trade Commission study, approximately 20% of the consumers studied had errors on the report from at least one of the major reporting agencies: TransUnion, Equifax and Experian.

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By Jimmy Vercellino
Multi-unit property.
April 5th, 2018Types of VA Loans

Using a VA Loan for Multifamily Homes

VA loans are mortgage loans used by veterans and their family members to purchase a home. The loans are backed by the Veterans of Foreign Affairs.

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By Jimmy Vercellino
Man holding a miniature house.
March 5th, 2018Finances

What Are the Seller Concessions?

Buying a home can be a complicated transaction. What initially appears as a simple transaction may get somewhat complicated when you factor in closing costs, loan fees, and whatnot.

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By Jimmy Vercellino
Couple discussing VA Loan limits with mortgage lender.
January 16th, 2018Requirements

2018 VA Loan Limits in Arizona

Big news for 2018 VA Loan Limits in Arizona. They have gone up, yet again! 2018 Arizona VA Loan Limits for Maricopa County have increased from $424,100 (2017) up to $453,100 with no money down.

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By Jimmy Vercellino
Beautiful house with a pool.
August 20th, 2016Types of VA Loans

Home in 5 Program – VA Loan

Today I wanted to talk with you about the VA Loan Home in 5 Program. Veterans and Active Duty Military are purchasing homes at the rapid rate. That said, I am seeing more and more military families taking advantage of this booming housing market here in Maricopa County AZ which is fantastic.

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By Jimmy Vercellino
VA Loan specialist named top loan originator.
June 21st, 2016Tips

Jimmy Vercellino Top Loan Originator 2016

New Jersey-based residential mortgage lender First Choice Loan Services Inc. proudly announced that Jimmy Vercellino of its Scottsdale, AZ branch is the company’s Top Loan Originator of the Year.

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By Jimmy Vercellino
VA Loan Originator Jimmy Vercellino.
April 8th, 2016Misc

Jimmy Vercellino Ranked a 2015 Top VA Loan Originator

New Jersey-based residential mortgage lender First Choice Loan Services Inc., a wholly owned subsidiary of First Choice Bank, today announced that VA Loan OriginatorJimmy Vercellino has been ranked a Scotsman Guide2015 Top Originator.

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By Jimmy Vercellino
Photo of a beautiful house.
December 12th, 2015Types of VA Loans

FHA Loan and VA Loan Compared – Who Wins?

Often times when a Veteran is getting ready to purchase a home they will ask me “is a VA Loan the best route for me to go?” My answer to that question is simple…Yes!

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By Jimmy Vercellino
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Jimmy Vercellino -  Top 1% Mortgage Originators in America, 2017

My Mission

To provide and assist all veterans and active duty military with ALL of their VA Home Loan Financing Needs!

My mission is to provide and assist all veterans and active-duty military with all their VA Home Loan financing needs. I serve men and women in Phoenix, Scottsdale, Tempe, Chandler, Gilbert, and nationwide. If you want to settle down and provide your family with the home they’ve always wanted, don’t hesitate to contact me. I’ll be here to guide you every step of the way

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Goldwater Bank N.A. – Mortgage Division,
NMLS #452955.

3602 E Campbell Ave,
Phoenix, AZ 85018
Phone: 602-908-5849 | Fax: 480-569-1363

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Important Information about Procedures for Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application) What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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