February 15th, 2021Tips

How to Determine If It’s Time to Refinance

Most people begin to explore the possibility of refinancing when mortgage rates start to fall. You may also decide to refinance if your income or credit score changes.

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By Jimmy Vercellino
January 26th, 2021Requirements

VA Loan Occupancy Guidelines

VA loan privileges come with a few caveats. Communicate changes or special needs to stay in compliance with the occupancy certification.

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By Jimmy Vercellino
December 15th, 2020Tips

Is it Safe to Co-Sign a Mortgage Loan?

Being asked to be a co-signer is both an honor and a potential concern. Figuring out whether it is safe to co-sign a mortgage loan is easier when you ask yourself these questions.

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By Jimmy Vercellino
November 28th, 2020Tips

The Benefits of Paying Off Your VA Loan Early

Using your military status and experience to get the best interest rates on a home loan already puts you one step ahead. Making plans to pay off the loan early is another smart move.

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By Jimmy Vercellino
October 22nd, 2020Tips

Benefits of a Smart Home

There is no doubt that we are currently living in the golden age of technology. New software and electronic devices have made it possible to automate many aspects of our lives and home maintenance plans.

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By Jimmy Vercellino
September 29th, 2020Tips

Tips for Smoothly Moving to a New House

Moves are known for being stressful, but yours doesn’t have to be too challenging. Over the years, we’ve watched and learned from the experiences of countless numbers of homebuyers.

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By Jimmy Vercellino
August 27th, 2020Tips

Is Now the Best Time to Buy a Home?

Choosing the right time to buy a house helps you maximize the returns on your purchase. Many people also find that timing is everything for finding a house that is in their preferred neighborhood, or that meets other needs.


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By Jimmy Vercellino
July 30th, 2020Benefits

2020 VA Loan Benefits

The year 2020 is looking up for active duty service members and veterans ready to buy a home.

New changes to the VA loan program include benefits that help people overcome increases in housing prices.


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By Jimmy Vercellino
July 5th, 2020Tips

How to Deal with Mortgage Payments During a Layoff

Mortgage payments are one of the largest expenses that most homeowners include in their budget. The recent pandemic has left many homeowners scrambling to pay their bills.


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By Jimmy Vercellino
June 3rd, 2020Tips

What is Title Insurance and Why Do Lenders Require It?

Most home buyers have heard about private mortgage insurance. You may even be able to avoid having to buy PMI if you make a large enough down payment or get a certain type of loan.

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By Jimmy Vercellino