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To honor those who provide military service, VA lenders provide specialized home loans designed with our service members in mind, including reduced down payment options and streamlined loan processing.

One of the most complex and often confusing aspects of purchasing a home with a VA loan is the occupancy requirement, which states that individuals receiving a loan must use the property as their primary residence.

Today, we’re breaking down everything you need to VA loan occupancy requirements so that you can confidently start the loan application process.

Buying a home can be an exciting, yet overwhelming time for veterans, active duty service members, and civilians alike.

This process becomes even more stressful when potential home buyers begin looking at homes without having an estimate on the loan amount that they may be approved for, often leading to frustration and disappointment.

Before you begin looking at houses, it’s important to use a VA loan calculator to determine how much house you can afford, so that you can start working towards financial goals with total clarity.

The Department of Veterans Affairs, like other federal agencies that back home loans, does not have an inspection requirement for their loans. However, they do require a home loan appraisal, and minimum property requirements, before approving a loan.

Here is what you need to know about appraisals, minimum property requirements, and why it’s still a good idea to have the traditional home inspection before buying a house.

Private mortgage insurance (PMI) can be a hurdle for your family to close on your dream home.

The great news is that the Department of Veterans Affairs (VA) makes it easier by paying for mortgage insurance in full.

We want to tell you more about how the VA Loan handles PMI so you can have confidence in moving forward on an affordable loan option.

Universities offer tuition scholarships, lenders provide affordable home loans, and some employers even give special hiring preferences to vets.

You may be searching for the DD214 Form that these entities request but are not sure what it is and how to find it. Our team wants to inform you what the DD214 Form is and how to obtain it.

VA Entitlement can be confusing if this is your first time purchasing a home with the VA Loan.

And it can be just as challenging if this is your second time. Reusing VA entitlements comes with tons of questions about loan limits, how much entitlement you have left, and more.

We’ll explain more about VA entitlement if you’re learning for the first time or need a quick refresher.

If you’re a vet or active duty service member, that means you qualify for the VA Loan. But what will your monthly payments look like and what factors contribute to the total loan amount?

When working with an experienced lender, it’s important to know these numbers so you can get the most affordable rate.

Below is a simple VA mortgage calculator and some factors that affect your monthly payments.

If you’re an active-duty service member or veteran, you’ve probably heard about the amazing benefits the VA Loan offers.

With no down payment, zero private mortgage insurance, and flexible credit score requirements, it’s the most affordable home loan for the military.

However, you may be going through the VA Loan Journey with a lender and discovered there’s a VA Funding Fee at closing. Or you could be doing research to prepare for a VA Loan and are frustrated at paying the fee.

We want to encourage you that VA Funding Fees are not what you think at first. Even with this closing cost, the VA Home Loan still ranks as the top financing option on the market.

Our VA mortgage lenders will explain more about VA Funding Fees and an experienced lender secret that will minimize the price.