From Marine to
VA Loan Specialist Jimmy Vercellino

Start Your VA Home Journey

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VA Home Loan Specialist

Serving Veterans NATIONWIDE.

My mission is to provide and assist all veterans and active-duty military with all their VA Home Loan financing needs.

  • Choose your family’s dream home
  • Partner alongside a trusted advisor
  • I’ll walk with you through the home loan process
CONTACT ME TODAY
Jimmy Vercellino, then as a Marine and now as a VA Loan Specialist
Jimmy Vercellino giving interview on the Good Morning Arizona TV show

Jimmy Vercellino talks about VA Home Loans on Good Morning Arizona

  • VA Loan misconceptions
  • New legislation for VA Loans
  • Why it's important to speak with a VA Loans Specialist

Frequently Asked Questions

What is a VA Home Loan?

VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fail to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment.

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What Types of VA Loans Are Available?

Whether you are looking for a first mortgage, adding a second mortgage or trying to refinance an existing mortgage, it is helpful to understand more about the general loan classifications and types of VA loans available to you. Mortgage loans are categorized as either fixed rate mortgages (FRM), adjustable rate mortgages (ARM) or some combination (hybrid) of the two.

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Can I Refinance a VA Loan?

Some worry that refinancing takes too much time and money, but fortunately the process is simple. Refinancing is simply the process of paying of your existing loan with a new one. Your new loan could be for a better interest rate, a shorter/longer term, or a different amount. In fact, your new loan could be an entirely different type. For example, instead of an adjustable-rate mortgage you could opt for a fixed-rate mortgage.

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6 Simple Steps

The VA Home Loan Journey

With a VA Home Loan Specialist, the process just got easier!

1 - Partner with a Trusted Lender
2 - Find Your Dream Home
3 - Order a VA Appraiser
4 - Receive a Loan Approval
5 - Celebrate the Loan Closing
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Frequently Asked Questions

Customer Reviews

Recent Blog Posts

va loans appraisal
January 11th, 2022Tips

What to Look for in a VA Loans Appraisal

It might seem like a hurdle to have a second pair of eyes looking on the property before closing. But what you may not know is that VA Appraisals have a different purpose than home inspections and are not the same.

You could be learning more about the VA Loan process before approaching a lender already. Or you might be stuck with an unhelpful lender that doesn’t communicate and value your time.

We would love to tell you more about what to look for in a VA Home Appraisal when buying a home. Whether you are active-duty military or a retired veteran, our team believes your sacrifice is worth our time.

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By Jimmy Vercellino
va loans pros and cons
December 24th, 2021Types of VA Loans

VA Loans Pros and Cons

VA Home Loans are offered to military members by qualified lenders. There are many benefits to this type of loan, with the main one being that Veterans Affairs backs or guarantees the loan. This means that if you default on the loan for some reason, they will pay the lender a specific percentage of the entire loan, causing the lender to be more flexible.

Are you a service member beginning your home buying journey? Here is a breakdown of the most prominent pros and cons of choosing to purchase a home with a VA Loan.

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By Jimmy Vercellino
va loan limit
December 1st, 2021Finances

What You Need to Know About VA Home Loans Limits

If you have decided to go with a VA Loan for your home purchase, you may be wondering what the maximum loan amount you can borrow is. Keep reading to learn more about VA Home Loan Limits so you can make your kids’ childhood dreams come true and benefit from your military service.

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By Jimmy Vercellino
va home loans credit score
November 26th, 2021Requirements

VA Home Loans Credit Score Requirements

Goldwater Bank requires that the Veteran have a minimum credit score of just 600 in order to be able to obtain a VA Home Loan. Call me today for more information.

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By Jimmy Vercellino
va loans rates
November 11th, 2021Tips

How to Get the Best VA Loans Rates

VA Loans are the best loan for obtaining your dream home if you have served in the military or are active-duty. Like any large purchase, you should conduct extensive research and understand your options, which we will help with. Our team has the information you need to understand how to get your lowest rate before signing the dotted line.

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By Jimmy Vercellino
va loans closing costs calculator
November 2nd, 2021Finances

VA Loans Closing Costs Calculator

The VA Loan is a fantastic finance option for you to purchase the dream home your family has always wanted. Veterans Affairs honors your homeland sacrifice by offering VA Loans with $0 down, no mortgage insurance, and competitive interest rates.

You could be like many vets and military personnel that are afraid to begin the VA Loan process since they never considered closing costs. We are glad to inform you of the different closing costs and fees you pay with a VA Loan so you can move forward toward homeownership.

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By Jimmy Vercellino
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