My mission is to provide and assist all veterans and active-duty military with all their VA Home Loan financing needs.
VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fail to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment.
Learn MoreWhether you are looking for a first mortgage, adding a second mortgage or trying to refinance an existing mortgage, it is helpful to understand more about the general loan classifications and types of VA loans available to you. Mortgage loans are categorized as either fixed rate mortgages (FRM), adjustable rate mortgages (ARM) or some combination (hybrid) of the two.
Learn MoreSome worry that refinancing takes too much time and money, but fortunately the process is simple. Refinancing is simply the process of paying of your existing loan with a new one. Your new loan could be for a better interest rate, a shorter/longer term, or a different amount. In fact, your new loan could be an entirely different type. For example, instead of an adjustable-rate mortgage you could opt for a fixed-rate mortgage.
Learn MoreWith a VA Home Loan Specialist, the process just got easier!
Private mortgage insurance (PMI) can be a hurdle for your family to close on your dream home.
The great news is that the Department of Veterans Affairs (VA) makes it easier by paying for mortgage insurance in full.
We want to tell you more about how the VA Loan handles PMI so you can have confidence in moving forward on an affordable loan option.
Universities offer tuition scholarships, lenders provide affordable home loans, and some employers even give special hiring preferences to vets.
You may be searching for the DD214 Form that these entities request but are not sure what it is and how to find it. Our team wants to inform you what the DD214 Form is and how to obtain it.
VA Entitlement can be confusing if this is your first time purchasing a home with the VA Loan.
And it can be just as challenging if this is your second time. Reusing VA entitlements comes with tons of questions about loan limits, how much entitlement you have left, and more.
We’ll explain more about VA entitlement if you’re learning for the first time or need a quick refresher.
As the home market continues to fluctuate, it may be the perfect time to buy with the VA Home loan. If you’re an active-duty service member or vet, there’s a good chance you qualify.
You don’t want to miss out on this 0% down payment home loan to move into your family’s dream home.
However, VA Loans are not the same conventional loans, FHA loans or other home financing options. They have unique service qualifications, eligibility, and benefits that no other loan has.
That’s because the Department of Veterans Affairs (VA) guarantees them and places regulations in so you can enjoy your home without default or financial obstacles.
Whether this is your first time buying a primary residence or you’re going at it again, you’ll need to freshen up on how VA Home Loans work.
If you’re a vet or active duty service member, that means you qualify for the VA Loan. But what will your monthly payments look like and what factors contribute to the total loan amount?
When working with an experienced lender, it’s important to know these numbers so you can get the most affordable rate.
Below is a simple VA mortgage calculator and some factors that affect your monthly payments.
If you’re an active-duty service member or veteran, you’ve probably heard about the amazing benefits the VA Loan offers.
With no down payment, zero private mortgage insurance, and flexible credit score requirements, it’s the most affordable home loan for the military.
However, you may be going through the VA Loan Journey with a lender and discovered there’s a VA Funding Fee at closing. Or you could be doing research to prepare for a VA Loan and are frustrated at paying the fee.
We want to encourage you that VA Funding Fees are not what you think at first. Even with this closing cost, the VA Home Loan still ranks as the top financing option on the market.
Our VA mortgage lenders will explain more about VA Funding Fees and an experienced lender secret that will minimize the price.
