From Marine to
VA Loan Specialist Jimmy Vercellino

Start Your VA Home Journey

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VA Home Loan Specialist

Serving Veterans NATIONWIDE.

My mission is to provide and assist all veterans and active-duty military with all their VA Home Loan financing needs.

  • Choose your family’s dream home
  • Partner alongside a trusted advisor
  • I’ll walk with you through the home loan process
CONTACT ME TODAY
Jimmy Vercellino, then as a Marine and now as a VA Loan Specialist
Jimmy Vercellino giving interview on the Good Morning Arizona TV show

Jimmy Vercellino talks about VA Home Loans on Good Morning Arizona

  • VA Loan misconceptions
  • New legislation for VA Loans
  • Why it's important to speak with a VA Loans Specialist

Frequently Asked Questions

What is a VA Home Loan?

VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fail to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment.

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What Types of VA Loans Are Available?

Whether you are looking for a first mortgage, adding a second mortgage or trying to refinance an existing mortgage, it is helpful to understand more about the general loan classifications and types of VA loans available to you. Mortgage loans are categorized as either fixed rate mortgages (FRM), adjustable rate mortgages (ARM) or some combination (hybrid) of the two.

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Can I Refinance a VA Loan?

Some worry that refinancing takes too much time and money, but fortunately the process is simple. Refinancing is simply the process of paying of your existing loan with a new one. Your new loan could be for a better interest rate, a shorter/longer term, or a different amount. In fact, your new loan could be an entirely different type. For example, instead of an adjustable-rate mortgage you could opt for a fixed-rate mortgage.

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6 Simple Steps

The VA Home Loan Journey

With a VA Home Loan Specialist, the process just got easier!

1 - Partner with a Trusted Lender
2 - Find Your Dream Home
3 - Order a VA Appraiser
4 - Receive a Loan Approval
5 - Celebrate the Loan Closing
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Frequently Asked Questions

Customer Reviews

Recent Blog Posts

va loans closing costs calculator
November 2nd, 2021Finances

VA Loans Closing Costs Calculator

The VA Loan is a fantastic finance option for you to purchase the dream home your family has always wanted. Veterans Affairs honors your homeland sacrifice by offering VA Loans with $0 down, no mortgage insurance, and competitive interest rates.

You could be like many vets and military personnel that are afraid to begin the VA Loan process since they never considered closing costs. We are glad to inform you of the different closing costs and fees you pay with a VA Loan so you can move forward toward homeownership.

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By Jimmy Vercellino
va loans process
October 20th, 2021Requirements

The VA Loans Process: Step-by-Step Guide to Buying Your Own Home

We understand you could be having trouble getting started or feel stuck in the middle of your home ownership journey. Therefore, we are going to walk you through the VA Loan Process step-by-step so you have a clearer picture of what obtaining a VA Loan and buying your dream home really means. We believe you deserve to live with your significant other and children on the property you have always wanted but have not known how to purchase.

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By Jimmy Vercellino
Basics of VA Home Loans
July 28th, 2021Benefits

The Bootcamp Basics of VA Home Loans

With the trust of hundreds of veterans and active-duty military, I want to give you the “bootcamp basics” of VA Home Loans. You deserve to know the best home loan options so your family can get homeownership and live where you have always wanted to.

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By Jimmy Vercellino
2021 VA Home Loan Requirements
July 16th, 2021Requirements

2021 VA Home Loan Requirements: Am I Eligible?

Jimmy Vercellino walks first-time homebuyers through the 2021 VA Home Loan Requirements to see if they are eligible.

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By Jimmy Vercellino
VA Cash Out Refinance Loan explained.
April 25th, 2021Types of VA Loans

The VA Loan Cash out Refinance: What you need to know

The VA Cast Out Refinance allows a Veteran to go up to 90% of your home's appraised value with no private mortgage insurance. There is literally no other product on the market place that will allow a homeowner to do such a thing.

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By Jimmy Vercellino
Couple checking their rent report.
March 22nd, 2021Tips

Could Rent Reporting Boost Your Credit Score?

Rent payments are not typically reported to the credit bureaus automatically. You need to take a few steps to make it happen.

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By Jimmy Vercellino
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