From Marine to
VA Loan Specialist Jimmy Vercellino

To honor those who provide military service, VA lenders provide specialized home loans designed with our service members in mind, including reduced down payment options and streamlined loan processing.

One of the most complex and often confusing aspects of purchasing a home with a VA loan is the occupancy requirement, which states that individuals receiving a loan must use the property as their primary residence.

Today, we’re breaking down everything you need to VA loan occupancy requirements so that you can confidently start the loan application process.

Buying a home can be an exciting, yet overwhelming time for veterans, active duty service members, and civilians alike.

This process becomes even more stressful when potential home buyers begin looking at homes without having an estimate on the loan amount that they may be approved for, often leading to frustration and disappointment.

Before you begin looking at houses, it’s important to use a VA loan calculator to determine how much house you can afford, so that you can start working towards financial goals with total clarity.

The Department of Veterans Affairs, like other federal agencies that back home loans, does not have an inspection requirement for their loans. However, they do require a home loan appraisal, and minimum property requirements, before approving a loan.

Here is what you need to know about appraisals, minimum property requirements, and why it’s still a good idea to have the traditional home inspection before buying a house.

Private mortgage insurance (PMI) can be a hurdle for your family to close on your dream home.

The great news is that the Department of Veterans Affairs (VA) makes it easier by paying for mortgage insurance in full.

We want to tell you more about how the VA Loan handles PMI so you can have confidence in moving forward on an affordable loan option.

Universities offer tuition scholarships, lenders provide affordable home loans, and some employers even give special hiring preferences to vets.

You may be searching for the DD214 Form that these entities request but are not sure what it is and how to find it. Our team wants to inform you what the DD214 Form is and how to obtain it.