From Marine to
VA Loan Specialist
Jimmy Vercellino

I want to be your trusted advisor and get you homeownership.
Click below to start the VA Home Loan Journey.

VA Home Loan Specialist

Serving Veterans NATIONWIDE.

My mission is to provide and assist all veterans and active-duty military with all their VA Home Loan financing needs.

  • Choose your family’s dream home
  • Partner alongside a trusted advisor
  • I’ll walk with you through the home loan process

Jimmy Vercellino talks about VA Home Loans on Good Morning Arizona

  • VA Loan misconceptions
  • New legislation for VA Loans
  • Why it's important to speak with a VA Loans Specialist

Frequently Asked Questions

What is a VA Home Loan?

VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fail to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment.

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What Types of VA Loans Are Available?

Whether you are looking for a first mortgage, adding a second mortgage or trying to refinance an existing mortgage, it is helpful to understand more about the general loan classifications and types of VA loans available to you. Mortgage loans are categorized as either fixed rate mortgages (FRM), adjustable rate mortgages (ARM) or some combination (hybrid) of the two.

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Can I Refinance a VA Loan?

Some worry that refinancing takes too much time and money, but fortunately the process is simple. Refinancing is simply the process of paying of your existing loan with a new one. Your new loan could be for a better interest rate, a shorter/longer term, or a different amount. In fact, your new loan could be an entirely different type. For example, instead of an adjustable-rate mortgage you could opt for a fixed-rate mortgage.

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6 Simple Steps

The VA Home Loan Journey

With a VA Home Loan Specialist, the process just got easier!

1 - Choose your dream home
2 - Partner with a trusted lender
3 - Bring in a licensed appraiser
4 - Wait for the loan decision
5 - Celebrate the loan closing
6 - Receive the guaranty

Frequently Asked Questions

Customer Reviews

Recent Blog Posts

July 28th, 2021Benefits

The Bootcamp Basics of VA Home Loans

With the trust of hundreds of veterans and active-duty military, I want to give you the “bootcamp basics” of VA Home Loans. You deserve to know the best home loan options so your family can get homeownership and live where you have always wanted to.

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By Jimmy Vercellino
July 16th, 2021Requirements

2021 VA Home Loan Requirements: Am I Eligible?

Jimmy Vercellino walks first-time homebuyers through the 2021 VA Home Loan Requirements to see if they are eligible.

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By Jimmy Vercellino
April 25th, 2021Types of VA Loans

The VA Loan Cash out Refinance: What you need to know

The VA Cast Out Refinance allows a Veteran to go up to 90% of your home's appraised value with no private mortgage insurance. There is literally no other product on the market place that will allow a homeowner to do such a thing.

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By Jimmy Vercellino
March 22nd, 2021Tips

Could Rent Reporting Boost Your Credit Score?

Rent payments are not typically reported to the credit bureaus automatically. You need to take a few steps to make it happen.

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By Jimmy Vercellino
February 15th, 2021Tips

How to Determine If It’s Time to Refinance

Most people begin to explore the possibility of refinancing when mortgage rates start to fall. You may also decide to refinance if your income or credit score changes.

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By Jimmy Vercellino
January 26th, 2021Requirements

VA Loan Occupancy Guidelines

VA loan privileges come with a few caveats. Communicate changes or special needs to stay in compliance with the occupancy certification.

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By Jimmy Vercellino