Published on: November 1st, 2014 | Written by Jimmy Vercellino
How Long do VA Loans Take to Close ?

Over the years many Veterans and Real Estate Professionals have asked me the question… “How long do VA Loans take to close?” And the answer that I give them is – it depends! The reality is that VA Loans take no longer to close than FHA or Conventional loans, and in my opinion should not take more than 30 days from start to finish.

So by now you might be asking the question “Why did the lender tell me that VA Loans take 45-60 days?” Here’s why – because its that specific lending company’s turn-time, meaning that’s how long it takes them to close the loan – not VA.

The truth is the VA really has limited involvement (really none) so saying that VA Loans take longer is really not fair to the VA or the Veteran for that matter. That said, we just closed 2 Veterans VA Loans this week in less than 3 weeks. Now of course this is not the norm, but it just goes to show that VA Loans can be closed very quickly and efficiently allowing Vets to take take ownership of their home.

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Jimmy Vercellino

Mortgage Originator, Specializing in VA Loans

Jimmy Vercellino, a Marine veteran, specializes in helping military veterans benefit from the VA Loan Program and buy the home of their dreams.