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Benefits

VA Assumable Loans: What They Are, How They Work, and Why They Matter

Yes, VA loans are assumable — and in today's rate environment, that's one of the most valuable features of your VA loan benefit. Assumable means a qualified buyer can take over your existing VA mortgage, inheriting your interest rate, remaining...
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VA Loan for Mobile or Manufactured Home

VA loans can be a great resource. They offer low-interest rates with low or zero down payments. To take advantage of this opportunity, you’ll need to know when and how to use VA loans. Can You Get A VA Loan...
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Who Can Be on Title on a VA Loan?

Are you a veteran or active duty service member ready to buy a house? Then you’ve likely given some serious thought to getting a VA loan. But you might be wondering who is eligible to be on the title of...
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Joint VA Loans and Co-Signers: How to Buy with a Co-Borrower

Yes, you can have a co-borrower on a VA loan, and in some cases a co-signer — but they work differently, and understanding the distinction matters. A joint VA loan lets you combine income and credit with another person to...
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Can You Have a Cosigner on a VA Loan?

VA home loan requirements tend to be more flexible than conventional loan requirements. This is because VA loans are backed by the United States Department of Veteran Affairs which guarantees a portion of the loan to the lender if the...
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Everything You Need to Know About VA IRRRL

The VA loan program allows active duty service members, veterans, and surviving spouses access to owning a home with zero down payment, no private mortgage insurance, and minimal credit score requirements. This program allows for exceptional benefits because up to...
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