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Finances

How Long Does It Take to Raise Your Credit Scores?

Having good credit is important for many reasons. Unlike in the past when credit scores were only used to determine approval for loans, today they’re used for many other things. Some of these include potential landlords, auto insurance rates, homeowner’s insurance rates...
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VA Loan in Scottsdale AZ

Hello Veterans, Did you know that you can get a VA Loan in Scottsdale AZ? Yes, it’s true! The reality is that many Veterans today call (or plan on calling) Scottsdale AZ home sometime soon. Having said that, they owe...
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VA Loan Closing Costs: What You’ll Pay, What’s Not Allowed, and How to Reduce Them

VA loans have closing costs — but they're lower than what you'd pay on a conventional loan, and the VA strictly limits what lenders can charge you. Expect to pay 1-3% of your loan amount on a larger loan, or...
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How to Dispute Credit Report Errors Systematically

Did you know that your credit report could have mistakes that even you’re not aware of? According to a Federal Trade Commission study, approximately 20% of the consumers studied had errors on the report from at least one of the...
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VA Loan Rates in AZ

What are VA Loan Rates in AZ? The VA Loan has some of the most competitive interest rates (if not the most) on the market today. What makes a VA Loan great is that a Veteran may be able to...
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Smart Ways to Use a Home Equity Loan

Taking out any type of loan is a huge decision. A home equity loan allows you to borrow a sum of money based upon the amount of your house’s value that is considered yours. You build up equity in your...
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