VA Loan in Gilbert AZ

Looking for VA Loan in Gilbert AZ ?


This blog post had to come sooner or later. I say that because it seems as if more and more Veterans are purchasing homes in Gilbert and talking about and how much they love it, and honestly I can’t blame them. With more and more Veterans exiting the military and relocating to the Valley of the Sun I feel like it’s a safe bet to say that we are going to see our Veteran population grow who want to want to take advantage of their VA Loan in Gilbert AZ.

For what reasons you ask? I’ll give you a few.. Gilbert seems to have a sense of community that you might have a hard time finding in other parts of the Valley. In addition to great schools, coupled with clean streets, and a happening downtown that is drawing in award winning Restaurants like North, Postino’s, and many others make Gilbert the Southeast Valley’s happening spot.

So if you are a Veteran and you would like to purchase a home in Gilbert – I have good news for you, it’s still very affordable. For a VA Loan in Gilbert AZ a Veteran may be able to purchase a home to $417,000 with no money down! Keep in mind that this is the only type of loan that will allow somebody to do this. In addition to the no down payment the VA Loan allows for less than perfect credit allowing a Veteran to possibly obtain a VA Loan with a credit score as low as 600.

So if you are in the market to purchase a home and would like to know more about how you can use your VA Loan in Gilbert AZ the first thing that you need to do is get pre qualified. Once you have accomplished that we can get you in touch with a Real Estate Professional who can begin to show you homes in this rockin city. You can apply by going to or you can call me today at 602-908-5849.

Lastly if you would like you can also email me at to take advantage of one of the most competitive loans on the marketplace.

Jimmy Vercellino is a United States Marine Corps Veteran and Mortgage Originator Specializing in VA Loans and serving Veterans and Active Duty Service Members.


Veterans Day

Veterans Day V line

Veterans Day is a special day. It’s a day where men and women who have so honorably served our great country get recognized for their service along with their selfless sacrifice.

I feel so blessed and fortunate… I say that because over the years I literally go to work everyday to help hundreds Veterans buy homes and use their VA Home Loan Benefits. It’s truly an incredible gift that I will be forever grateful to our Veterans for.

So to all Veterans past, present, and future, we salute you for your service to our great country and wish you a blessed, happy, and healthy Veterans day.

Semper Fidelis,

Jimmy Vercellino

How Long do VA Loans Take to Close ?

How Long do VA Loans Take to Close?

Over the years many Veterans and Real Estate Professionals have asked me the question… “How long do VA Loans take to close?” And the answer that I give them is – it depends! The reality is that VA Loans take no longer to close than FHA or Conventional loans, and in my opinion should not take more than 30 days from start to finish.

So by now you might be asking the question “Why did the lender tell me that VA Loans take 45-60 days?” Here’s why – because its that specific lending company’s turn-time, meaning that’s how long it takes them to close the loan – not VA.

The truth is the VA really has limited involvement (really none) so saying that VA Loans take longer is really not fair to the VA or the Veteran for that matter. That said, we just closed 2 Veterans VA Loans this week in less than 3 weeks. Now of course this is not the norm, but it just goes to show that VA Loans can be closed very quickly and efficiently allowing Vets to take take ownership of their home.

Having said all of that if you are currently working with a lender that has quoted you 45-60 days, or or is just lagging altogether, you may want to look for another mortgage company that can close on your loan sooner than that saving you time, energy, and of course, money.

To apply for a VA Loan with me please click the APPLY button.

Should you have more questions please feel free to email me direct at