VA Loan Limits in Arizona

What are VA Loan Limits in Arizona?

 

It’s more than you might think. VA Loan Limits in vary across the nation. However in all counties  in Arizona the VA Loan allows a Veteran to purchase a home up to $417,000 with no down payment. Pretty cool right? The reality is that the VA Loan has received a bad wrap in the past for being notorious for low loan amounts, and sub-prime loan. However, this of course is not the case. Simply stated, you can find an amazing home in Arizona for this kind of price.

Every year the Department of Veterans affairs gives updated numbers based upon specific counties across the United States. That said, for as long as I can remember VA Loan Limits in Arizona have stayed right at $417,000 and have not gone any lower. In fact, the VA Loan actually allows a Veteran to obtain a loan higher than the numbers listed below with a limited down payment.

Below is a list of counties and the max VA Loan Limits in Arizona.

County NameSingle Family Home
($0 down and up to)
Max Guaranty
APACHE$417,000.00$1,000,000
COCHISE$417,000.00$1,000,000
COCONINO$417,000.00$1,000,000
GILA$417,000.00$1,000,000
GRAHAM$417,000.00$1,000,000
GREENLEE$417,000.00$1,000,000
LA PAZ$417,000.00$1,000,000
MARICOPA$417,000.00$1,000,000
MOHAVE$417,000.00$1,000,000
NAVAJO$417,000.00$1,000,000
PIMA$417,000.00$1,000,000
PINAL$417,000.00$1,000,000
SANTA CRUZ$417,000.00$1,000,000
YAVAPAI$417,000.00$1,000,000
YUMA$417,000.00$1,000,000

For more information about VA Loan Limits in Arizona feel free to roger up with me direct at 480-351-5904 or you can email me at jimmy@VALoansForVets.com

Lastly for a free VA Loan pre qualification click on apply link located in the top right corner and either myself or somebody from my team will contact in you in 24 hours or less.

Thank you and may God Bless you for your service to our great country.

Semper Fidelis,

Jimmy Vercellino


MRP CERTIFICATION

What is the MRP Certification?

I once heard a saying that forever changed my out look on serving.  Simply stated, “You can have anything you want in life if you are just willing to help enough other people get what they want.” – Zig Ziglar.

With that said, Im sure that you have helped several first time home buyers with the purchase of a new home, but i’d like to you ask you this… have you ever helped a first time homebuyer that has done three combat tours to Iraq or Afghanistan?  Or have you ever experienced the look of sincere gratefulness and appreciation from a soldier who has just been given the keys to his families new home?    Of course we all know how good it feels to help others, but I can assure you this… there is no greater feeling of pride, and honor that exists quite like this when selling a home to a veteran who has honorably served our country!

If you would like to serve our Nation’s Finest who have selflessly defended, and continue to defend our great nation, then the MRP Certification is for you. This course is designed to educate the real estate professional in the following three areas:  MRP focuses on The Military Market, the PCS Process (orders), and the VA Home Loan.

The reality is, is that there are certain things that you may have heard in the real estate community about the VA Loan process that are simply not true. These types of myths include some of the following… The VA Loan appraisal is terrible, the seller has to pay all of the fees, the underwriting process is too strict, it takes too long to close, and the loan is a sub prime loan. Myth’s such as these are completely untrue, and have had a detrimental impact on our nations heroes that have served and continue serving today.  The following MRP Certification course is designed to dispel such myths, and educate and equip agents with the tools that will allow them to serve more veteran clients,sell more homes, and at the same time advertise the exclusive MRP certification logo.

The Veteran and Active Duty community is certainly growing in size. With the conflict in Afghanistan winding down, and US military involvement in Iraq ended, I believe that we are going to continue to see more and more Service Members leaving the military, and transitioning into civilian life and the workforce. Last year alone, the VA marked its best year ever insuring nearly 630,000 loans; making 2013 a record year for the VA Home Loans. This makes it abundantly clear that the Veteran and Military home buyers are here to stay. Now is the time to make an investment in your business that will certainly be impactful, and advance your career for years to come!

In many cases, there are several Veterans that you may know right now that have no idea how their VA Loan benefits work, and that they can do all sorts of unique things with their benefits such as…have more than one at a time, and even use it for a VA Jumbo Loan.  Not anymore, after being MRP Certified you will be the VA Real Estate expert serving the active duty military and veterans in your community.

Jimmy Vercellino is a Marine Corps Veteran of Operation Iraqi Freedom and Mortgage Banker Specializing in VA Loans with First Choice Loan Services Inc. and licensed instructor with ADRE and instructor for NAR’s MRP Certification.

For class times, and dates, email Jimmy at jimmy@valoansforvets.com